The article focuses on the **40-40-20 budget rule**, a budgeting strategy designed to help individuals manage their personal finances more effectively. The main keyword, “What is the 40-40-20 budget rule,” indicates that the content addresses the search intent of users looking for an explanation and guidance on this specific budgeting method.

The article offers a comprehensive overview of the 40-40-20 budget rule, detailing how to allocate income into three categories: 40% for needs, 40% for wants, and 20% for savings and investments. It aims to educate readers on the benefits of this budgeting approach, making it easier for them to achieve financial stability. The information is practical and actionable, making it suitable for webmasters looking to attract an audience interested in personal finance tips and strategies.