The article focuses on the **28 rent rule**, a financial guideline that helps individuals manage their housing expenses in relation to their income. It addresses the search intent of readers looking to understand how much of their income should be dedicated to rent or mortgage payments, thereby promoting better financial decision-making. The content offers practical insights into the rule’s significance, its application in budgeting, and tips for adhering to this guideline to avoid financial strain. This information is valuable for webmasters seeking to provide their audience with reliable financial advice and resources related to housing costs.