The article provides an in-depth explanation of the **90-day mortgage rule**, a regulation that affects real estate transactions. It addresses the search intent of individuals seeking to understand how this rule impacts home buying and selling processes. The content is tailored for a diverse audience, including first-time homebuyers, seasoned investors, and real estate agents, offering insights into the implications of the rule on financing and property transactions. The article aims to educate readers on the nuances of mortgage regulations, making it a valuable resource for webmasters looking to attract traffic from those interested in real estate financing topics.