The article focuses on the **75-15-10 rule**, a budgeting and investment strategy designed to help individuals manage their finances effectively. It addresses the search intent of readers looking for guidance on personal finance management, specifically how to allocate their income for optimal financial health. The content offers a clear explanation of the rule, detailing how to distribute income into three categories: 75% for needs, 15% for savings, and 10% for investments. This information is valuable for webmasters looking to provide their audience with practical financial advice, as it combines theoretical knowledge with actionable steps for improving financial stability and growth.