The article focuses on the keyword “What is one way to avoid new debt” and addresses the search intent of individuals seeking practical advice on managing their finances and preventing the accumulation of new debt. It offers valuable insights into the importance of debt management in today’s economic climate, highlighting the challenges posed by rising living costs and the temptation of credit. The content provides a specific, actionable strategy aimed at helping readers achieve financial stability and independence. This information is particularly useful for webmasters looking to attract an audience interested in personal finance tips and debt management solutions.